A VALID HEALTH INSURANCE IS ABSOLUTELY ESSENTIAL
If you are planning to study in Germany, you must have health insurance. It will be required to present at the time of your enrolment at university and at the time of applying for a resident permit. So don’t ever forget to cross-check the status of your health insurance before you arrive Germany.
The first thing you will need to check will be whether your health insurance policy is valid in Germany or not.
HEALTH INSURANCE POLICIES THOSE ARE VALID
Germany has signed social security agreements with following countries. Any pharmaceutical medication or treatment you need in Germany is covered by your European Health Insurance Card known as EHIC. Public health insurance policies from the following nations are valid in Germany as well:
Member countries of the European Union, Montenegro, Liechtenstein, Serbia, Israel, Iceland, Bosnia-Herzegovina, Macedonia, Switzerland, Morocco, Tunisia, Norway and Turkey.
At many universities, the Studentenwerk offers a service packs for foreign students that include a room (with meal tickets) in a student hall of residence along with health insurance coverage.
It may possible that private native and foreign health insurance plans from other nations will also be acknowledged in Germany. For confirmation, you should check the details with your health insurance company before coming to Germany. In case your health insurance policy is acknowledged, then you will require confirmation of your exemption from public health insurance coverage at the time of enrolment. If this is the case, when you reach in Germany, before your enrolment, you have to contact a German health insurance provider in your town and request them to issue a letter confirming that you are insured. Notice that after this confirmation is issued, you won’t be permitted to sign up for German public health insurance for the span of your studies!
WHAT TO DO IN CASE YOUR INSURANCE IS NOT RECOGNISED
In case, your home nation health insurance plan isn’t acknowledged in Germany, you will have to sign up for coverage in Germany. It costs about eighty euros per month till your age is under thirty or you have finished your 14th semester at university. After that, the monthly premium will cost around a hundred and sixty euros or more monthly.
We recommend, in any case, it’s necessary to explain your health insurance status before you start your journey to Germany! To comply with rules and regulations, for your enrolment and applying for a residence permit, you must show confirmation of your health insurance. Contact your health insurance company and the International Office at the University you’re going to enrol, they would guide you further accordingly.